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Showing posts from 2016

Medigap Subsidies in Michigan

Swogger, Bruce & Millar Law Firm, P.C. The deadline to pick a Medicare supplement or "Medigap" policy is fast approaching.  December 7th is the last day to choose a policy during the annual open enrollment and December 15th is the last day to get a subsidy for all of 2017. Many Traverse City seniors have been shocked by the rate increases to the Blue Cross Blue Shield Medigap policies, including the popular Medigap Legacy Plan C.  The rates have been frozen for 5-years and have been the same for all demographics.  Now rates will be based largely on age, sex and residence.  The rates will increase from $122.86 per month to up to $315.00 per month The Michigan Health Endowment Fund will now administer the subsidy program.  You are eligible for a subsidy if: (1) your household income is below 150% of the federal poverty level, (2) you qualify for Medicare, (3) you have a qualifying Medigap policy and (4) are a Michigan resident.  You do not get a subsidy if you are on

John J. Rizzo III has joined the firm of Swogger, Bruce & Millar Law Firm, P.C.

Swogger, Bruce & Millar, Law Firm, P.C. I have brought my Traverse City Medicaid planning practice to the firm of Swogger, Bruce & Millar Law Firm, P.C.  I am excited for this opportunity to add first class office support to my Elder Law experience and skills.  The practice has five other great lawyers and an impressive support staff. Contact me at my new office if you have any questions about protecting your assets or receiving Medicaid or Veterans benefits. John J. Rizzo III

Potential Help for Northern Michigan Veterans

Rizzo Elder Law, PLC Beth Milligan at traverseticker.com wrote an interesting article on a Department of Veteran's Affairs program that seeks to improve benefits for northern Michigan veterans.  Project Cherry Tree would be a 25-county pilot program to improve healthcare, education and job training for more than 55,000 veterans.  I have linked to the article below, it is worth the read. Grand Traverse County Courts VA for Major Veteran's Project

Medicaid Nursing Home Asset Protection

Rizzo Elder Law, PLC I have been an Elder Law attorney in Traverse City, Michigan for over 15 years.  During that time I have focused on getting nursing home residents Medicaid long-term care benefits. It has become harder and harder to receive Medicaid long-term care benefits.  The Michigan Department of Health and Human Services looks more critically at spend-downs and asset conversion.  Now more than ever it is important to have an experienced attorney with the best planning tools. In most cases I can protect more assets than an average Medicaid asset protection plan.  You do not have to spend-down on items you do not need, or spend half your assets to qualify for Medicaid long-term care benefits. I am accepting new clients in Northern Michigan.  I am based out of Traverse City; a beautiful city I made my home almost 20 years ago.